Artificial Intelligence Governance Professional AIGP · Free Practice Question Hard
Question 13
A financial institution introduces an AI algorithm for fraud detection. The system quickly adapts to new fraud patterns but its logic is difficult to interpret, even for the developers. Which characteristic of AI most complicates governance in this context?
- A Opacity, since the model's internal logic cannot be easily explained
- B Data dependency, as fraud detection requires continuous input updates
- C Probabilistic outputs, since decisions are always uncertain
- D Autonomy, as the AI operates without any human oversight
Reveal correct answer
Correct answer: A
Explanation
Opacity in AI systems, especially in high-stakes environments, complicates governance by reducing transparency and making it difficult to understand or challenge decisions.A. Opacity means the system is a "black box," which complicates auditing and regulatory compliance.
B. Data dependency matters, but the core governance challenge here is opacity.
C. Probabilistic outputs can cause ambiguity, but the main challenge is the system's opacity.
D. Autonomy is relevant, but oversight is usually retained in sensitive areas like finance.
Discussion
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